Focus (Forum & Focus)
Jun. 27, 2008
Cruel Intentions?
For coverage purposes, it is the insured's burden to show by facts alleged in a complaint or other known facts that particular claimed damages were caused by an "accident," writes Philip Hunter Thompson. - Focus Column
By Philip Hunter Thompson
This article appears on Page 5
The typical coverage grant of a liability insurance policy provides coverage for damages an insured becomes legally obligated to pay because of injury or damage caused by an "accident."
California places the burden on the insured to establish that a claim or suit falls within the policy's coverage grant. ...
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