Labor/Employment
Apr. 4, 2007
Defining Exclusion
Focus Column - By Kirk Pasich - Sometimes an injury on the job is employment-related for purposes of insurance coverage. Sometimes it's not. An insurance law expert breaks it all down.
By Kirk Pasich
Most commercial general liability policies contain an exclusion for bodily injury to an "employee" of the insured "arising out of and in the course of (a) [e]mployment by the insured or (b) [p]erforming duties related to the conduct of the insured's business." Commercial General Liability Coverage Form, Section I, Coverage A, 2.e. If this were all the exclusion sa...
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