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Insurance

Oct. 14, 2024

Why California drivers should carry uninsured and underinsured motorist (UM/UIM) coverage

California has one of the highest rates of uninsured and underinsured drivers in the U.S., with 17% of drivers lacking sufficient auto insurance despite state laws requiring it.

Steven Jensen

Trial Attorney and Managing Partner Parker & McConkie Personal Injury Lawyers.

Shutterstock

Many drivers in California are underinsured or not insured at all. Therefore, the best way for California drivers to protect themselves from financial catastrophe is to purchase Uninsured and Underinsured Motorist (UM/UIM) coverage. Here, I explain UM/UIM coverage and why it is so important for California drivers.

UM/UIM insurance, explained

UM/UIM insurance protects you in the event of an accident with a driver wh...

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