Consumer Protection Law
Sep. 2, 2025
SB 825: Expanding state consumer financial protection
California's Senate Bill 825 would expand the DFPI's enforcement authority over state-licensed financial institutions by eliminating exemptions under the Consumer Financial Protection Law, creating broader oversight of "unfair, deceptive, or abusive" practices and increasing compliance risks amid unsettled legal standards.
Robert S. McWhorter
Shareholder
Buchalter APC
Phone: (916) 945-5170
Email: rmcwhorter@buchalter.com
Robert McWhorter is a Shareholder in Buchalter's Sacramento office, and is a member of the Firm's Litigation Practice Group. He is the Chair of Sacramento's Litigation Practice Group. His practice focuses on representing financial institutions and business entities in commercial, business and bankruptcy litigation. He has extensive experience handing lender liability actions, franchise litigation, bankruptcy, insolvency law, creditors' rights, real estate disputes, corporate dissolutions, loan workouts and restructuring, receiverships, and litigation involving business torts and contract law. He has handled multiple complex liability claims against officers and directors of corporate entities. Through his bankruptcy and commercial practice, Mr. McWhorter possesses substantial expertise handling Article 9 issues under the Uniform Commercial Code.
The California Legislature is advancing Senate Bill 825 (2025) in response to the Trump administration's rollback of the Consumer Financial Protection Bureau (CFPB). If enacted, the bill would grant the Department of Financial Protection and Innovation (DFPI) enforcement authority over "unfair, deceptive, or abusive acts or practice" across entities licensed by the DFPI or other state agencies, including state-chartered banks, credit unions, independent mortgage companies, no...
For only $95 a month (the price of 2 article purchases)
Receive unlimited article access and full access to our archives,
Daily Appellate Report, award winning columns, and our
Verdicts and Settlements.
Or
$795 for an entire year!
Or access this article for $45
(Purchase provides 7-day access to this article. Printing, posting or downloading is not allowed.)
Already a subscriber?
Sign In