This is the property of the Daily Journal Corporation and fully protected by copyright. It is made available only to Daily Journal subscribers for personal or collaborative purposes and may not be distributed, reproduced, modified, stored or transferred without written permission. Please click "Reprint" to order presentation-ready copies to distribute to clients or use in commercial marketing materials or for permission to post on a website. and copyright (showing year of publication) at the bottom.
Subscribe to the Daily Journal for access to Daily Appellate Reports, Verdicts, Judicial Profiles and more...

Jan. 21, 2026

Burned twice: 5 signs of bad faith in total-loss wildfire claims

More than a year after the Eaton and Palisades fires, many families still cannot rebuild because insurers quietly shortchange total-loss claims by delaying, minimizing or withholding benefits they owe.

Brian S. Kabateck

Founding and Managing Partner
Kabateck LLP

Consumer rights

633 W. Fifth Street Suite 3200
Los Angeles , CA 90071

Phone: (213) 217-5000

Email: bsk@kbklawyers.com

Brian represents plaintiffs in personal injury, mass torts litigation, class actions, insurance bad faith, insurance litigation and commercial contingency litigation. He is a former president of Consumer Attorneys of California.

See more...

Shant A. Karnikian

Managing Partner and Trial Attorney
Kabateck LLP

Phone: (213) 217-5000

Email: sk@kbklawyers.com

Loyola Law School

See more...

Burned twice: 5 signs of bad faith in total-loss wildfire claims
Shutterstock

More than a year after the Eaton and Palisades fires, when the focus should be on rebuilding, the most persistent obstacle for many families remains their own insurance company. There is a common assumption that at this point in the recovery process, serious insurance disputes arise primarily in smoke, ash or partial-loss claims. Total losses, by contrast, are often viewed as straightforward: the home...

To continue reading, please subscribe.
For only $95 a month (the price of 2 article purchases)
Receive unlimited article access and full access to our archives,
Daily Appellate Report, award winning columns, and our
Verdicts and Settlements.
Or
$895, but save $100 when you subscribe today… Just $795 for the first year!

Or access this article for $45
(Purchase provides 7-day access to this article. Printing, posting or downloading is not allowed.)

Already a subscriber?

Enewsletter Sign-up