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Insurance,
California Supreme Court

Jun. 20, 2024

Insurance breakthrough: How California's high court redefined liability coverage

The decision benefits insureds by giving them flexibility to choose how best to use their insurance assets. It also enables insureds to pick which policies to pay for which claims and which policies to reserve for future claims.

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On June 17, the California Supreme Court issued an important decision on insurance issues. In Truck Insurance Exchange v. Kaiser Cement & Gypsum Corp., No. S273179, 24 DJDAR 533, the Court considered the interplay of insurance policies in effect over multiple years when an insured faces claims of long-term injury or damage.

Prior decisions had recognized that in such a situation, the insured could pick the p...

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