Case # | Name | Category | Court | Judge | Published |
---|---|---|---|---|---|
21-55465
|
Collier v. Lincoln Life Assurance Company of Boston
Adopting rationale for denying disability claim that was not presented to the claimant during the administrative process during de novo review was error that undermined ERISA protections. |
Insurance |
|
R. Paez | Nov. 22, 2022 |
G060210
|
Cover Right Roofing, Inc. v. State Compensation Insurance Fund
Workers' compensation insurer was not obligated to provide notice to insured employer of higher base rate resulting from employer's change of governing classification. |
Insurance |
|
E. Moore | Nov. 21, 2022 |
S253593
|
Yahoo Inc. v. National Union Fire Insurance Co. of Pittsburgh, PA
Violating a person's right to privacy may fall under general commercial liability insurance policy containing ambiguous provisions. |
Insurance |
|
M. Jenkins | Nov. 18, 2022 |
B304970
|
Randle v. Farmers New World Life Insurance Co.
Since insurance policy's requirements for changing ownership do not control over the provisions of a contract of which the insurer has notice, summary judgment was improper where dispute existed over insurance company's knowledge. |
Insurance |
|
E. Grimes | Nov. 9, 2022 |
20-35890
|
Bliss Sequoia Insurance & Risk Advisors Inc. v. Allied Property & Casualty Insurance Co.
Under Oregon law, the phrase "because of bodily injury" in insurance policy included only damages reasonably or foreseeably resulting from bodily injury, not just any that may arise in lawsuits connected to someone's injury. |
Insurance |
|
E. Miller | Oct. 28, 2022 |
A163300
|
Apple Annie, LLC v. Oregon Mutual Ins. Co.
Restaurants' business interruption claim failed because mere loss of use of physical property to generate business income, without physical impact on the property, did not give rise to insurance coverage for direct physical loss. |
Insurance |
|
J. Richman | Sep. 7, 2022 |
A163670
|
24th & Hoffman Investors, LLC v. Northfield Ins. Co.
Insurer was not obliged to defend insured against tenants' lawsuit because tenants' claims were excluded under policy's provision excluding liability for violations of insured's duty of habitability. |
Insurance |
|
A. Tucher | Sep. 1, 2022 |
20-56315
|
Mull v. Motion Picture Industry Health Plan
ERISA did not prevent a plan fiduciary from implementing a self-help remedy under the terms of a health care plan since ERISA merely excluded other unauthorized causes of action. |
Insurance |
|
R. Clifton | Jul. 26, 2022 |
A161949
|
Thompson v. Crestbrook Insurance Company
Issue preclusion applied to subsequent litigation against different insurers where the prior litigation was based on the same underlying facts and concerned an identical issue of policy coverage. |
Insurance |
|
S. Pollak | Jul. 18, 2022 |
B316501
|
Marina Pacific Hotel and Suites, LLC v. Fireman's Fund Insurance Co.
Insurance policy that covered "direct physical loss or damage" to properties may have covered COVID-19 damages since plaintiffs alleged a distinct physical alteration of the property caused by the virus. |
Insurance |
|
D. Perluss | Jul. 14, 2022 |
C090436
|
Williams v. National Western Life Insurance Co.
Insurer was liable for agent's misconduct since an agent submitting a life insurance policy is the insurer's agent under Insurance Code Section 1704.5, even when the agent violates restrictions on his authority. |
Insurance |
|
V. Raye | May 11, 2022 |
B311310
|
Ghukasian v. Aegis Security Insurance Company
Policyholder's mistake regarding property lines did not make her renovation damage to neighbor's property an accident for the purposes of coverage. |
Insurance |
|
B. Currey | May 6, 2022 |
C086518
|
Dameron Hospital Association v. AAA Northern California, Nevada & Utah Insurance Exchange
Under the Knox-Keene Health Care Services Plan Act, hospital could not enforce conditions of admission since they were collecting more payment from the client than was negotiated with the insurance company. |
Insurance |
|
H. Hull | Apr. 28, 2022 |
B314242
|
United Talent Agency v. Vigilant Insurance Co.
COVID-19 losses to United Talent Agency's property did not constitute 'physical loss or damage' under insurance policy because the virus damaged people, not the property itself. |
Insurance |
|
A. Collins | Apr. 26, 2022 |
B310499
|
Musso & Frank Grill v. Mitsui Sumitomo Insurance USA
A business interruption policy that covers physical loss and damages does not provide coverage for losses incurred by reason of the COVID-19 pandemic. |
Insurance |
|
M. Vogel | Apr. 25, 2022 |
A160548
|
Certain Underwriters at Lloyd's v. Conagra Grocery
Successor corporation was held liable for the willful public nuisance created by its predecessor and was therefore not entitled to indemnity from its insurers. |
Insurance |
|
A. Klein | Apr. 21, 2022 |
E076378
|
People ex rel. Ellinger v. Magill
A person cannot bring a qui tam action under Section 1871.7 of the Insurance Frauds Prevention Act against an insurance company since the statute only addresses deceptive conduct against the insurer. |
Insurance |
|
F. Menetrez | Apr. 13, 2022 |
C090436
|
Williams v. National Western Life Insurance Co.
An insurer was charged with its agent's knowledge that life insurance policies were unsuitable for elderly plaintiff. |
Insurance |
|
V. Raye | Mar. 7, 2022 |
20-15826
|
American National Property and Casualty Co. v. Gardineer
Insured's umbrella policy, by its plain and unambiguous terms, did not provide coverage for entrustment liability arising from entrustee's use of insured's vehicle. |
Insurance |
|
D. Collins | Feb. 14, 2022 |
20-56212
|
Ernst and Haas Management Co. v. Hiscox, Inc.
The district court erred by relying on the facts of an embezzlement case instead of applying the insurance policy terms to the facts of the case. |
Insurance |
|
L. VanDyke | Jan. 27, 2022 |
C088373
|
Modification: Church Mutual Insurance Co. v. GuideOne Specialty Mutual Insurance
An insurer was not entitled to equitable contribution from another insurer even though both policies covered the risk of fire damage to the same church building. |
Insurance |
|
A. Hoch | Jan. 12, 2022 |
A160387
|
Westmoreland v. Fire Insurance Exchange
A trial court erred in overruling Insurer's demurrer because Insured had already received the full measure of indemnity to which they were entitled. |
Insurance |
|
C. Fujisaki | Dec. 29, 2021 |
C088373
|
Church Mutual Insurance Co. v. GuideOne Specialty Mutual Insurance
An insurer was not entitled to equitable contribution from another insurer even though both policies covered the risk of fire damage to the same church building. |
Insurance |
|
A. Hoch | Dec. 20, 2021 |
G059509
|
People ex rel. State Farm Mutual Automobile Ins. Co. v. Rubin
An Insurance Fraud Protection Act action that alleges the same fraud as a pending action is not barred if it seeks penalties based on a separate pool of victims. |
Insurance |
|
E. Moore | Dec. 15, 2021 |
D075529
|
Modification: State Farm General Insurance Company v. Lara
In the prior approval system for insurance rates, the insurance commissioner cannot consider projected investment income from affiliate companies in setting a fair rate. |
Insurance |
|
R. Huffman | Nov. 18, 2021 |
D079036
|
The Inns by the Sea v. California Mutual Ins. Co.
An insured could not recover for loss of business income because it could not reasonably allege that the presence of COVID-19 on its premises caused the suspension of operations. |
Insurance |
|
J. Irion | Nov. 17, 2021 |
D075529
|
State Farm General Insurance Company v. Lara
In the prior approval system for insurance rates, the insurance commissioner cannot consider projected investment income from affiliate companies in setting a fair rate. |
Insurance |
|
R. Huffman | Nov. 2, 2021 |
D077731
|
State Farm General Insurance Company v. Lara
Intervenor attorneys' fees under Insurance Code Section 1861.10(b) may be obtained as long as the intervenor made a significant, distinct contribution. |
Insurance |
|
R. Huffman | Nov. 2, 2021 |
C089534
|
Janney v. CSAA Insurance Exchange
Because an insured was entitled to the lowest of three calculations, disputed facts related to a higher calculation were immaterial. |
Insurance |
|
A. Hoch | Oct. 18, 2021 |
D078852
|
The Travelers Indemnity Co. v. Navigators Specialty Insurance Co.
A trial court erroneously treated a legal allegation as a factual allegation for the purposes of a demurrer. |
Insurance |
|
J. Irion | Oct. 18, 2021 |