Perspective
Jan. 13, 2012
Hit-and-run coverage: The case of 'phantom vehicles’
Without physical contact, there is no claim for uninsured motorist benefits. By Atticus N. Wegman of Aitken Aitken Cohn
To recover damages under an uninsured motorist policy in California (not to be confused with comprehensive or collision coverage), damages must be the result of some physical contact with another vehicle or object. California Insurance Code Section 11580.2 does not allow recovery from "phantom vehicles" or "phantom objects." For instance, assume a driver swerves off the road to avoid a log that falls from a truck and subs...
For only $95 a month (the price of 2 article purchases)
Receive unlimited article access and full access to our archives,
Daily Appellate Report, award winning columns, and our
Verdicts and Settlements.
Or
$795 for an entire year!
Or access this article for $45
(Purchase provides 7-day access to this article. Printing, posting or downloading is not allowed.)
Already a subscriber?
Sign In