Technology,
Insurance
Mar. 27, 2025
Growing pains: The first 25 years of cyber insurance
Cyber insurance has experienced rapid growth, market volatility, and evolving risks, and has not yet developed into a mature market with stable pricing and standardized policy forms.
Cyber insurance has become a core component of risk management for most large US businesses. But it is worth recalling that cyber insurance is only 25 years old, far younger than its coverage cousins such as Directors and Officers insurance (more than 50 years old) and commercial liability coverage (more than 100 years). Within the family of insurance products, cyber coverage is still an adolescent. Its recent history shows many features of adolescence, including rapid g...
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