Insurance,
California Supreme Court,
9th U.S. Circuit Court of Appeals
Apr. 18, 2025
State high court to weigh reach of life insurance grace period laws
Justices have agreed to answer a certified question from the 9th U.S. Circuit Court of Appeals that could clarify whether the state's life insurance grace period laws apply to policies originally issued in other states but maintained by California residents. The ruling could have broad implications for policyholders who move to California after purchasing coverage elsewhere.
The state Supreme Court has agreed to answer a certified question from the 9th U.S. Circuit Court of Appeals whether California laws designed to protect people who miss a payment on their life insurance policies apply if they are issued in another state.
Michael Pitt bought the policy in Illinois, moved to California, missed a payment in 2016, paid the premium late and asked to be reinstated. Metropolitan Tower Life Insurance Co. rejected his request, and when he died in 2018 of ...
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