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Insurance,
Consumer Protection Law

Mar. 13, 2026

The Make It FAIR Act: A sustainable solution or compounding problems?

Assembly Bill 1680 proposes expanding the California FAIR Plan to offer more comprehensive homeowners coverage, but the economic challenges of implementing these reforms raise serious questions about their long-term viability.

Adam M. Weg

Partner
Venable LLP

Email: amweg@Venable.com

UC Hastings COL; San Francisco CA

See more...

Caitlin Oswald

Associate
Venable LLP

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The Make It FAIR Act: A sustainable solution or compounding problems?
Shutterstock

California lawmakers recently introduced Assembly Bill 1680, known as the "Make It FAIR Act" (the "Act"), aimed at reforming the California FAIR Plan Association--what we all typically refer to as the state's property insurer of "last resort." The Act proposes, among other things, offering more comprehensive homeowners' coverage, like what is typically offered under a traditional homeowners insurance ...

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