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Insurance

Oct. 26, 2026

Will insurance pay for harm caused by rogue AI?

With increasing incidents of harmful AI misconduct, there is great uncertainty over whether resulting liability claims should be covered under cyber policies.

Richard DeNatale

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Will insurance pay for harm caused by rogue AI?
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Future historians will look back on the summer of 2026 as the start of the age of rogue AI.

In July, OpenAI disclosed the Hugging Face cyberattack in which more than 1,000 AI agents undergoing internal testing found ways to access the internet, communicate with each other, and execute the attack while also attempting to hide their tracks by doctoring log files. All this was done without the knowledge or permission of OpenAI. Over the next few weeks, OpenAI acknowledged additional i...

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