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Entertainment & Sports

Nov. 5, 2026

Beyond NIL earnings: Insuring college athletes' health, insurance and financial futures

College athletes need comprehensive insurance protection that goes beyond medical expenses to safeguard their NIL earnings, future professional opportunities and long-term financial security against injuries and illnesses.

Frank N. Darras

Founding Partner
DarrasLaw

Email: frank@darraslaw.com

Western State Univ COL; Fullerton CA

See more...

Beyond NIL earnings: Insuring college athletes' health, insurance and financial futures
Shutterstock

A college athlete's most valuable assets are not merely endorsement contracts or name, image or likeness money. At their core, they must have the ability to compete, recover from injuries and build for a future that may or may not include professional sports.

Yet conversations about name, image and likeness (NIL) compensation often emphasize earning opportunities while overlooking the insurance needed when an injury or a complicated sickness interrupts them. Sports and disabili...

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