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Constitutional Law,
Administrative/Regulatory

May 22, 2024

CFPB public funds identification and expenditure authorization suffice

The U.S. Supreme Court ruled in a 7-2 decision that the funding for the Consumer Financial Protection Bureau (CFPB) is constitutional and complies with the Appropriations Clause of the U.S. Constitution. The Court ruled that the appropriations need only identify a source of public funds and authorize the expenditure of those funds for designated purposes to satisfy the Appropriations Clause.

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The U.S. Supreme Court, on May 16, ruled in a 7-2 decision with Justice Thomas writing for the majority that the funding for the Consumer Financial Protection Bureau is constitutional and complies with the Appropriations Clause of the U.S. Constitution. [Page 1.] Congress enacted the Dodd-Frank Wall Street Reform and Protection Act in response to the 2008 financial crisis to ensure that all consumers have access to markets for consumer financial products and that the...

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