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Insurance

Jan. 10, 2025

The California Supreme Court's trilogy of 2024 insurance decisions

In 2024, the California Supreme Court clarified key insurance law issues, rejecting COVID-19 property damage claims, addressing continuous injury coverage, and reinforcing rules on ambiguity and policyholder expectations.

Kirk A. Pasich

Partner and Co-Leader of the Insurance Recovery Group McGuireWoods LLP

Phone: (310) 956-3462

Email: kpasich@mcguirewoods.com

Loyola Law School

Shutterstock

In 2024 the California Supreme Court issued a trilogy of important decisions addressing the approach to interpreting insurance policies.

In May, the Court addressed a question addressed by many appellate courts across the country and by conflicting California Court of Appeal decisions. The question was certified to it by the U.S. Ninth Circuit Court of Appeals: "Can the actual or potential presence of the COVID-19 virus on an insured's premises constitute 'direct phys...

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