Insurance
Jan. 2, 2026
Rebuilding California insurance law after the Palisades and Eaton fires
Daniel J. Veroff
Attorney
Merlin Law Group
Email: dveroff@merlinlawgroup.com
Veroff is a veteran of 15 of California's 20 most destructive wildfires in history and has handled numerous other types of property loss and business interruption claims.
The Palisades and Eaton fires incinerated the financial reserves of the California FAIR Plan Association, the state's insurer of last resort. The plan only sells insurance policies in fire-prone areas because the law says it must. The plan gets its funding from private insurance companies who choose to do business in the state -- the same insurers who were already leaving in droves. In October 2025, Gov. Gavin Newsom signed a legislative package that fundamentally restructures the plan...
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